Pink diamond prices increase 116 per cent Jeweller Magazine
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Cushion Engagement Ring
Cushionlove originally posted this stunning cushion engagement ring on the Show Me the Bling forum at PriceScope. What a gorgeous engagement ring, and we KNOW our rings! Cushionlove could not have been happier with the way that this ring turned out. Mark at Engagement Rings Direct (which is now Brilliantly Engaged) did […]
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For settlers of the American West, communication and planning made the difference between a new life on the frontier or death in the wilderness. Many brave Americans left their homes back East and set off to unknown lands in wagon trains.
Imagine a party of five families; each family has their own wagon that’s packed up with food, ammunition, and clothing. They leave Missouri to head into the wild prairies that would become Nebraska. If the person who loaded up the supplies didn’t tell the other settlers how to use the various supplies, or if they didn’t discuss together how they would ration out their supplies, their journey would almost surely end up in disaster.
The same principles of open communication that led to a success for these settlers can also lead to success for you.
This is especially true if you plan on leaving a legacy for your family. If you want your benefactors to succeed with what you left them, it is important to communicate with them. For many Americans, this means talking to their kids about money.
In the past, I have discussed a TD Ameritrade study that found Americans are often less comfortable discussing money with their family than religion, politics, or health issues.
Many parents find that talking to their kids about money can be almost as awkward of a discussion as “the birds and the bees.” For some parents, it can even be a more unbearable conversation.
The kids themselves probably don’t want to talk about these issues either. What 12-year-old is interested in retirement planning? Who wouldn’t rather play video games than discuss the finer points of budgeting with Mom and Pop?
However, this hurdle must be overcome.
For many the question becomes “When do I talk about this?” It’s true that a five-year-old may not be able to understand or remember a lot of financial concerns. The idea to put off talking to you kids about finances until they are full-grown adults may sound appealing, but this could backfire. Waiting too long could be similar to sending the kids off into the frontier with a plan to send them a letter that tells them how to survive after they’ve already been in the thick of the wilderness.
The best bet may be to make financial discussions a regular part of talking while growing up. If money becomes a taboo issue, a long lecture that is uncomfortable for both parties becomes a last resort. Instead, mix discussing money in with everyday conversation. As your kids grow older, gradually become more open about how you plan with your money and discuss financial issues at a more complex level. This approach will provide a smoother and easier transition for all parties involved than trying to force occasional financial discussions.
I know that some things don’t come up easily in average conversations, and important sit-downs are still inevitable. Even when you approach talking to your children about a complex financial topic that requires a longer conversation, beginning these discussions becomes easier if talking about money is a regular occurrence in your family.
I have seven kids, so these issues are especially important to me.
It may sound cliché, but I wasn’t born with a silver spoon in my mouth. I had to work hard to get where I am today. I want to make sure that my kids have the same work ethic. I also want to make sure that they are wise about how they spend what money they do have. So, I make sure to talk with them regularly about these issues.
By keeping clear communication about money issues and how to responsibly use money a regular part of household communication, you will lift some of the stress about money discussions. Then venturing forth into the bold new frontiers of the future becomes easier.
The post Working Money Into the Family Dinner Conversation appeared first on U.S. Money Reserve.
“”silver price”” – Google News
Silver 1 OZ 999 NY (XAG=X) Looking To Test Trendline Live Trading News
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“”silver price”” – Google News
Yamana Gold Provides 2020-2022 Outlook NYSE:AUY GlobeNewswire
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“”silver price”” – Google News
Royal Gold Provides Update on Revised Life of Mine Plan for the Rainy River Mine Business Wire
The post Royal Gold Provides Update on Revised Life of Mine Plan for the Rainy River Mine – Business Wire appeared first on WorldSilverNews.
Kitco News
(Kitco News) – Gold ’s consolidation period could soon come to an end as one research firm sees prices pushing to $1,800 by the spring.
The post Gold price consolidation coming to an end, watch for rally to $1,800 – market analyst appeared first on WorldSilverNews.
Kitco News
(Kitco News) – Aton Resources (TSX-V:AAN) announced yesterday that it was granted an exploitation license from the Egyptian government.
The post Egypt grants its second mining license in 15 years appeared first on WorldSilverNews.
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Dollar’s surge adds to risks for US economy
Financial Times/Colby Smith and Jennifer Ablan/2-10-2020
“A surge in the dollar to a four-month high against other currencies has added another potential barrier to US growth, as the Federal Reserve weighs the risks to the economy of the intensifying coronavirus outbreak.”
USAGOLD note: It wasn’t that long ago that we were being told that the dollar was in for a difficult year. Now it has switched to the opposite expectation. How long before it switches back again? The longer-term trend is well in place. As for gold with respect to reports like the one linked above from Financial Times, its plight is only loosely connected to that of the dollar in the sense that the two generally tend to trend in opposite directions. In January 2001, for example, the U.S. Dollar Index stood at 113.39. It now stands near 98.75 for a decline of 13% during the period. The price of gold, on the other hand, rose six times (from $270 to $1570). The disconnect between the two statistics – with gold vastly outperforming the basket of currencies used in the dollar index – is rather obvious.
Financial Post/David Rosenberg/2-10-2020
“There have probably never been as many characteristics of a top as we are experiencing today.”
USAGOLD note: Rosenberg warns that we are overdue for a major correction in stocks. “This turbocharged debt cycle,” he says, “will end miserably, not unlike 2008 and 2001.”